My retainers bring back enough housing stuff within a week to fill a current regular apartment / FC apartment.

If you enjoy them that's great and I'm honestly happy for you, but when folks cannot reasonably acquire a small house SE is gating that content.

It needs to be fixed through instanced housing, larger apartments or whatever to allow all players reasonable access to an advertised feature.

I mean come on. If you're house shopping and the pictures are of a nice little one story villa, and you arrive and it's a 10 story apartment complex...? That's false advertising.

I'm surprised somebody has not filed a lawsu....nevermind.