I have bought all the Store items that came with in-game items (even some that haven't), bought at least 3/4 of the items in the cash shop - not counting housing items since I have nowhere to put them. I regularly subscribe to all the extras - saddles, retainers, etc. I just scraped the housing districts and there are, assuming the houses available today aren't claimed by the current claim cycle, 11 houses left (all small). I'd happily pay for a medium and maybe even a large house. SquareEnix hasn't even said they'd address other considerations to fix the housing problem; they don't see it as a problem and even doubling down on the "neighborhoods" thing despite the only people I see running around here are people looking for and bidding on open plots, people running to laim their money from losses, and people running to vendors to buy stuff for their newly acquired houses.
I wonder how many of the "I have a house already because some arbitrary luck or condition (such as more available plots, lower player base, etc) that doesn't exist now so f--- your complaint" people would feel if SquareEnix demolished every house in the game, refunded everyone the money they spent to buy it and gave everyone back the items inside their house, then made everyone play the current system to re-acquire their houses.