I have to agree with this 100%. I don't think making the current demolition system more punitive is going to make the situation any better. Losing the house itself is already a far bigger punishment to most players than losing a few million gil which could be recouped easier than getting another house.
Moreover, it doesn't solve the problem. We don't need solutions that are based on living with the same woefully-insignificant number of plots. It's the lack of plots that's the problem. Having only enough plots for like 5% of the population is never going to be enough, no matter what systems are surrounding it.
As far as I can see, there are only two options: add more plots, or implement instanced housing. The neighborhood system is nice, but I think most players would be happy with giving it up if it meant they could get a house, or upgrade their house, or switch their plot, or change their district on a whim.
Honestly, allowing SE to entertain any solution that's not those two solutions is just allowing them to keep kicking this can further down the road so they can continue to save a buck.


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