As the title says. Stop locking the gardening plots, fc voyages, fc workshop, etc. behind buying a house.

A lot of people ONLY have houses to get access to some piece of specific functionality. There's no real reason not to allow people to rent gardening plots from the grand company(or the botanist guild or somewhere) and allowed FCs to access their workshop from the grand company...

It's clear you'll never make enough houses to make everyone happy... so at least don't lock people out of functionality as a result of it.