I have a private house, and I also am in an FC that has a house. Not saying it's wrong or anything, it's great having a house thats just mine. But have a guess where I'm spending most of the time when not doing content. Yeah! My FC's house, coz there's always a people hanging about the place, it's nice. So in a way I think it makes sense SE wants to primarily make sure the housing is shared. Though in the same breath I'd say they should double the private plots to 40%, 20 is just too few, but generally speaking I kinda understand the intent SE used when deciding the ratio between private and FC housing. Also as some1 said on here, it's still very early to see the bigger picture as the 2nd lottery round is to conclude tomorrow. Pretty sure there will be some adjustments a couple months later.