I think there should be a $99 monthly FFXIV regular subscription, and $14.99 and other present subscriptions be a 'privilege' for new accounts & accounts with no violations or infractions.
For example, a FFXIV Gamer does an violation against the TOS. That account loses the 'privilege' to pay the $14.99 monthly fees, and charges.
This could be easily implemented by announcing raised monthly FFXIV subscription prices of $99+, but new accounts less than 6 months & older accounts with no violations paying the old subscription prices.
I think this implementation would curve nefarious activities among FFXIV gamers, while rewarding good behavior.
Your thoughts?