The terms of service establishes that all third-party tools aren't to be used when playing the game. It's not about cheating, it's about quite literally everything, I don't see why the player base keeps trying to debate this. Changing a small UI element is just as much a violation as outright cheating. Bard bots, damage meters, Viera hats and whatever else is in the same boat. The massive grey area is from Square Enix's inability to equally detect and moderate third-party tool usage. You have to publicly show yourself as a streamer or via a social media in a way that's clearly identifiable for them to do anything.
There's plenty of established anti-cheat software that Square Enix could license for use within FFXIV, the question would be the moderation stance. Valorant, for example, has a fairly aggressive stance and the game will often refuse to start or disconnect you if it detects anything wrong which is the right thing for a competitive FPS title to do. World of Warcraft will simply flag your account and the suspicious activity for Blizzard to investigate and issue bans. When new cheats come along, Blizzard will typically hit in big ban waves while also making it visible to everyone else. I recall back in Warlords of Draenor when a ban wave for a paid cheat used by raiders was issued during peak raiding hours for European players. Many Mythic guilds save some of their best DPS players banned during boss pulls. Must be embarrassing having to explain that to your raid leader.
False detection on any established anti-cheat isn't going to be a thing. A bigger concern would be running some obscure anti-cheat we've never heard of or trying to develop their own technology for doing this. That said, anti-virus operating in the background or a mainstream voice chat application isn't going to throw a wobbly and get you banned if they were to implement something like Easy Anti Cheat.



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