Exactly how harsh are the chat rules?

[Thaciscokidd]

bottom line is, if you cannot refrain from insulting others, or affording another human being basic respect that everyone deserves... then say nothing.

I would also like to add know your audience.

I'm in an FC with a bunch of current and ex military members and military brats. We have a very colorful FC chat. We don't invite people to it unless someone can vouch for them because if we would invite just about anyone and they saw what our chat contained, we'd all be long gone.