I am aware of choosing specific hotbars to be shared or not in Char. Config/HotBars/Sharing. The HUD Layout only shows me 10 hotbars in total. Where do I get those 20 job specific hotbars (assuming I am keeping the 7 shared)?

Tried looking at cross hotbars. but they seem to always come with various labels and I see no way to turn those off (tried all the options).