Archeage was better, Mabinogi was better, Even Black Deserts apartments felt more spacious than FFXIVs. Warframe's dojo system, though not a house, is leaps and bounds more creative than final fantasy, and theyre also creating a personal housing system in addition to it. Somehow. With magic. They must be secretly rich or something.
What they all had in common was they didnt restrict players from buying something. If you have the money, they give it to you. Yoshi P and SE are the only people who whine about expenses and say things "arent possible." Why do you believe them?