Exactly all of this. This is literally the only feature in the game that you cannot work on. You want that one achievement? Grind for it. You want that ultimate weapon? Grind for it. You want that mount? Grind for it.

You want a house? Grind for it? No. Doesn't matter if you have millions. Fuck you if you're not one of the lucky ones.

It. Doesn't. Make. Sense. Every other aspect in this game is done so well. Housing here is just garbage.

For someone to make a counter-argument that it is optional - what makes the ones who have it special? We pay for the same subscription fee. Hell, if this was locked in paywall, I'd take it. People just want to experience it. Locking it to a miniscule few just doesn't make sense.