I still feel like adding a Housing Broker would help things quite dramatically. A "lottery" system could potentially be good, but then it's entirely luck. It doesn't address the issue, which is facilitating players being about to trade housing plots.

As said, it sucks to have zero agency in the Housing market. If I spent a lot of time earning gil, is it really so bad I can put that towards getting a super cool house?

Moreover, if the the "brokerage fee" is high enough, then over time, it would lower the value of houses, because it could remove a ton of gil from the economy.

Perhaps a "happy medium" is that when buying a housing lottery-ticket, players can elect to purchase more than one, to increase their odds of getting a house. But in doing so, say a Small if 5mil and you buy 10 tickets, everyone who LOSES gets their gil back, but if you WIN, it keeps all 50mil you spent?