Shell FCs are a bigger problem than we think...

[Almagnus1]

I don’t even own a house and I find that all of their suggestions have been extremely negative towards house procurement. None of their suggestions benefit first time buyers, personal owners, nor legitimate FCs. ALL of their suggestions seem custom tailored to punish the 5% of “Bad Eggs”, with no thought as to how it affects everyone else.

So... reserving a lion's share of the new wards for personal houses negatively affects first time buyers how?