Understood, but my point remains. I have no qualms with this player getting housing for active characters but that level 2 isn't active in the guild. The level 80 likely used the guide posted in this thread to get the FC they made to rank 6 (we've watched it happen many times with just this one person- it's taken the person less than 2 days time to achieve this- which was easy to do as the level 80 has every crafting/gathering skill maxed), acquire plot and hand it off, where it just sits- placeholder character not even doing anything to progress from level 2 which you get within 10-15 minutes of playing the game.
I have nothing against FC's with 2, 3 or 4 people. Heck, me and my family play and we're the only ones in our FC- but we are actively playing. Actively progressing. I do take issue with what I've described though as there are many people out there that share the same play-style I do being denied housing because one person and their army of level 2 alts are hoarding plots they clearly intend to sell.
*edit to add- I understand the rules of apartments and private homes- however given the issue at hand, I think the system of FC ownership is working in a way that was unintended.