Apartments need Rent

[Jojoya]

You know what we also do in real life? Pay a mortgage and eventually own the flat / house / land entirely.

Yes... and no. You might have the title to the property free and clear, you still have other obligations.

I'm getting close to paying off the mortgage on my condo. Does that mean I'm not going to have pay anything on it afterwards? Not at all. I'll still have to pay homeowner's association fees into the pool that covers the cost of maintenance and repairs on the common and shared areas (such as repairs to the roof, pool, landscaping, etc.). I still have to pay taxes to the county annually. Failure to pay either HOA fees or property taxes could result in my condo being seized and auctioned off, leaving me without a home.

Some real life home owners may not have to worry about HOA fees but it's a rare place you can live that doesn't have property taxes.

While "rent" on a house may not make sense once you've paid a purchase price, other types of recurring fees would. Depending on how long you own a property and what you originally paid, those fees could end up more than the original purchase price of the land. If I add up the HOA fees plus property taxes I've paid since purchasing my condo, next year they will surpass the original purchase price. Safe to say that purchasing the land is not the only expensive part, it's just the one part that hits you as a lump sum instead of being spread out over time.

And if my mind has changed on the matter and there's nothing to discuss...



Which means we also shouldn't play the victim for sympathy when we're in the wrong, and own our mistakes.

Which is why you're going to have a hard time getting people to engage in constructive discussion with you. You started pulling the victim card in this thread when there was no need. That was wrong of you.

Let us know when you're willing to acknowledge your mistakes.