There is literally a free company in Midgardsormr that occupies over 12 houses in the entire server. In an environment that's already super scarce. And apparently they've been doing this since forever on the server.
I also don't think the lotto system is going to fix the housing system either.
Since it's RNG based, you just need to throw more accounts at it to get a house.
And house hoarders already have an incredible about of resources already.
Should a bot swarm or a person with 50 accounts or someone that owns a massive group of people show up, chances are the houses are going to be skewed in their favor.
which brings us back to same problem that we have right now, and new players are definitely not going to be able to get houses. Just like it had always been as before.
Since SQE has shown that they're capable of making things like eureka which is a massive instance, if they want to keep the neighborhood aspect of it, why not make a neighborhood housing instance and randomly assign people to it when they decide to buy a house? Plots can be random or they can functionally be large houses inside but look different outside so that there are no disparity.