okay, mom with three kids here who had them just before the 2008 recession. Relax. When they are little; they don't cost a whole lot. You can claim them on your taxes. They don't need as much crap as the parenting magazines seem to suggest they do. You won't start crying until they hit college. Then your wallet will cry.

Watch for sales and start collecting diapers now. (Either that or start collecting cloth, cloth was awesome with my third because it prevents blow outs but the work to wash them!) Hit up stuff like Goodwill and Savers for clothing; its not worth buying new; you can often find stuff with the tags still on it.