As a teenager I know I was more gullible...I know I fell for a couple of things back on RuneScape, fortunate nothing as bad as Phishing scams, but I did lose a load of loot, including my best armour. So I expect it's likely there are people they can catch out.

The other thing is the URL's are often very close to the real thing. If you mindlessly don't spot it, I think that can catch somebody out, though I know I'm always suspicious of links that come from strangers, but then I am well versed on the interwebs to be suspicious of people. The ones I've often received have been poised as "there is this outrageous thing SE is doing, comes to the forum and be heard" or something along those lines. And Phishing sites are often hard to distinguish from the real thing, it's the URL that's the giveaway.