RMT or Bots? In Excalibur

[Ryuko]

I love how they're not even creative with their names. They don't even try to hide their identity, and they never do. You see people with these sorts of ridiculous keyboard-bashing names in all MMO's. I wonder, do these RMT's also create retainers with similarly-obvious names? If so, try to boycott these retainers. Don't buy from retainers with names like that. Of course, this would require a cooperative effort and not everyone would realize it or care.

[NationOfZealots]

Just goes to show that SE are capitalist draconians, the RMT mob I reported still there u_u; I would compare this very much to corrupt governments. Is SE based in Burma? LOL FFS

[Hyrist]

One - you assume all cards that are stolen are instantly reported. Some take weeks, months, even years to be discovered.

Two - You also assume the charge-back notification and and return process is the same as a refund - it's not. There's a mountain of legal red tape to go through, especially across national lines. It's made even more difficult considering China has terrible policies regarding credit card fraud. Guess where the majority of RMT comes from?

Three - You're making massive assumptions of Square Enix when they have already explained to us in no uncertain terms the policy regarding RMT and how they counter it. This was detailed, at length when Square Enix's FFXI team introduced the "Special Task Force" (Originally called the Special Task Force Unit before the acronym was discovered.) Square Enix, in fact, has been one of the frontrunners in trying to fight RMT, so claiming they're money grubbing capitalists who simply wait and profit off of RMT subscriptions is quite far from the truth.

You're welcome to your own beliefs, however. Just realize that both facts and history disagree with you.

[viion]

One - you assume all cards that are stolen are instantly reported. Some take weeks, months, even years to be discovered.

Two - You also assume the charge-back notification and and return process is the same as a refund - it's not. There's a mountain of legal red tape to go through, especially across national lines. It's made even more difficult considering China has terrible policies regarding credit card fraud. Guess where the majority of RMT comes from?

Three - You're making massive assumptions of Square Enix when they have already explained to us in no uncertain terms the policy regarding RMT and how they counter it. This was detailed, at length when Square Enix's FFXI team introduced the "Special Task Force" (Originally called the Special Task Force Unit before the acronym was discovered.) Square Enix, in fact, has been one of the frontrunners in trying to fight RMT, so claiming they're money grubbing capitalists who simply wait and profit off of RMT subscriptions is quite far from the truth.

You're welcome to your own beliefs, however. Just realize that both facts and history disagree with you.

I will believe it when I see them gone =), If they were costing so much money, I'd doubt they'd still be here, on those debt free accounts. History does not disagree with me when history shows the RMT are still there now, they will be tomorrow and they will be there months from now. SE is not banning for a reason, which to me is most likely they getting money, they wouldn't say "oh look at all these accounts that are costing us money, and are clearly RMT-related, but lets not ban them!".

I will believe you, when they're gone, until then, it just proves SE does not care for them right now. I wouldnt care about people paying me thousands a month XD.

[HamHam]

I sent a report in-game, but here are more. This time is other races, with more keyboard smashing names at the same camp as before (Camp Bloodshore). This screenshot was just taken at 9:20pm EST, so they've been doing this all day.

[Raldo]

Thanks, Hyrist. I didn't want to get into the details, but yeah that pretty much sums up what I meant.

[BobbinT]

I did also found those several times during my ventures @ La Noscea. A bit disturbing seeing a bunch of low lvl Lalas & Miqs. ;D

[Ryuko]

If they ban the 'throwaway' accounts, RMT will simply make more, thus using even MORE stolen credit cards to do it. This means that there is more potential that SE will encounter 'disputes' to their subscription fees. The RMT get to leech off of the bandwidth and service of SE for free and the cardholder who eventually realizes their card has been stolen will 'dispute' the charge to their credit card company or bank. This institution will refund the money and then challenge SE. SE will be forced to refund this money.

Banning these accounts invites even more of these costly 'disputes'. If SE knows that the RMT will keep coming back with an endless amount of stolen credit cards (many of which will be disputed when the real cardholder finds out they are being charged), there is no reason to ban the throwaway accounts. In fact, it WILL cost them more money and resources trying to keep up with it when they obviously know they can't.

The best way to combat this is to find the money-holders, as another person said. They also need to figure out how the system itself is working, and shut that down. Banning the throwaway accounts is a waste of time and resources. I believe more measures will eventually be put in place that make this type of RMT harder to do, and a much bigger crackdown on the 'money-holder' mules. If they enhanced their ability to track the way money travels, the money-holding mules would be incredibly obvious.

[Asiaine]

Also, it might be a point:
Without proof of breach of terms of service, SE would be in violation of their own terms should they ban/stop the account. Although we can all suspect, there is no proof.

Also, I think SE makes us jump through hoops with paying by credit card as a way of them being 'insured' against credit card fraud. I think they will claim the money from insurance?