New player on world transfer question

[Pancak3]

Hi!

I'm fairly new to ff14 and I want to transfer world from NA (faerie) to EU (ragnarok). After reading the daunting requirements for eligibility, I don't know if I'm allowed to. It's about this to be exact:

* Characters in any of the following situations will not be able to utilize the Home World Transfer service until 90 days have elapsed:
- Characters transferred to a New World
- Characters created on a New World
- Characters transferred from a Congested World to a Preferred World
- Characters created on a Preferred World

I only started playing a month ago, does this mean I can't transfer world?

I'm not quite sure what it means by 90 days elapsed, is it 90 days from the creation of my character on the Faerie world? (is it a new world/preferred world?)

Sorry if this is kinda dumb, I'm worried that I would be locked out of my account thanks!