Agreed, FF14's item restoration policies are extremely outdated. For example, iirc WoW's item restoration can be done automatically from their website once a week and can restore multiple items, automatically reclaiming any gold/mats earned from when you lost the item to prevent any abuse of the system.

Sadly however, the ff14 community is dead against all forms of QoL and have generally argued strongly against this in the past, usually stating people "deserve to be punished for making mistakes". I think they'd be happier having item restoration removed entirely than having an improved system.