Quote Originally Posted by Delsus View Post
And lets not forget if your phone is stolen decent security software lets you remotely lock and wipe your phone get that done fast enough and no one who steals your phone can hack your account, if a token gets stolen you have to go through SE not only to get access but to stop your account getting hacked.
Exactly - Can't do that with a token...

Those who say that this is not secure really need to do their research on it.