I guess it really doesn't matter if you play alone, but if you are grouping up at any point along the way, you are just wasting everyone's time. You could be using good gear, you could be doing more dps, you could be taking/healing better. But instead you rather not care, and in the end it is just wasting your group's time and patience. I'm honestly tired of carrying people through my groups because they couldn't be bothered to spend 3 minutes gearing up their character. It's not an issue of money because money is everywhere in this game, unless you are literally trying for double/triple melds non stop. Am I really the only person that is bothered by this?