This is a very complex question in a game such as this. A game such as this isn't planned out like your typical Korean grinder, where you know you're going to specifically grind your life away for 8 hours in the same dungeon/raid or grinding away 1% of a level every 10 minutes. So since it's not inheritely a "job" type of game you have to go into the game with the mind that you're going to set goals for yourself and be flexible enough to help lower level friends run stuff whenever it pops up; or flexible enough to say "I ran all roulettes, instead of grinding the levels out in the level 27 dungeon I'm going to get through a good chunk of the sidequests at Kholusia." If you've already gotten through most of the game's "quests" then why not find rewards you haven't gotten yet like mounts, minions, relics, glamours in specific raids/dungeons. If you've collected all of those things I mentioned and have cleared most of the game's content (excluding savage) then I would say there's 3 options; make new alt or start new game+ to experience the game again or take a break until they add new stuff to the game. I would be surprised if you've already done most of the game's content in terms of collecting glamours, minions, mounts, done all the side quests, etc. If that kind of vanity doesn't interest you though, then that's when you know that yeah FFXIV is a game where you definitely take breaks.
Personally I've seen new people burn themselves out trying to be level 80 at every job way too quick without pausing to explore some of the game's other goodies, specially those sidequests, stuff like Hildibrand and Return to Ivalice, and things like that. You can make the goal of having every job at a 80 a long term goal but don't make it something where you see yourself farming aurum vale for 4 times just to get to level 50 (the alternative being Palace of the dead...but that place has the same effect haha). Which is fine, but most times than not that can burn you down quick.
PS. As for the money bit? If you queue as the role in need you make a hefty amount of gil just through that. As for the marketboard? Just analyze what kind of things you buy all the time and try to sell those same things by either gathering or crafting them. Just have to pay attention to what seems to sell very quick.

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