That is a lot of FC credits! Well maybe not for some super active/bigger FC. I totally agree with you OP, at least FC alliances, and maybe FC rivalry pvp events, and especially especially, being able to spend FC points(maybe not as expensive as suggested, but spot on in terms of how they work)To do things like upgrade chest space, glamour dressers, etc. When running FC, I always wondered why they didnt make more use out of things like the credits system for housing upgrades and other utilities that could be FC exclusive. Of the many things that brought my FC's together starting off. building FC credits is the one thing that FC can do together to strive for things, sad they didnt add more flexibility into the system, especially seeing now how the new ranks and especially the last 10 in particular add no perks and just seem like bragging rights