This is like one of my first suggestions on how to fix the housing system so that everyone gets their own house. Basically a private island with a ship or an airship in the sky. If it were done this way, it would be like a dungeon instance where it didn't exist until people started to access it. People win, SE wins, everybody wins!

Plus, you would no longer be limited to just tiny houses (mansions are also tiny) and could make it really, really big without clogging up the servers with inactive but active instances like they do now.