So in short, with a) you want house flippers to snatch all the plots by filling their shell fake FCs with tons of rerolls only created for that ?

And with b) behind a) you want all the legit homeless players to be tempted to leave their current FCs to make their own shell fake one, just to have a chance to get a house for themselves ?

I am not sure that it is better than the current placard clicking XD The only viable solution to get rid of all the problems is to add instanced housing.