I remember... playing Daggerfall (which was, of course, not multiplayer) and you could indeed strip naked, for all that "naked", for males, meant you got an amorphous claylike lump for a crotch - but you could strip naked, and if you were in public, or went out in public, the Town Guards would chase you and take you to jail.
The days, the days... heh!
So. Let's say:
Ul'dah: What would the Brass Blades do?
Gridania: What would the Wood Wailers (HA!) do?
Limsa Lominsa: What would the Yellowjackets do?
Pffffffft
