Ok actually just gonna rewrite this reply because it's not even making sense to me rereading it
This isn't a matter of which type of housing is inferior or superior. Both have flaws, and both have room for improvement. My point was that every FC occupying a house is not necessarily offering more housing to anyone than a personal house. Whether or not people enjoy being in FCs that don't let them decorate or get the benefits of workshop and garden doesn't matter - that FC still exists and is still occupying a housing plot.
The fact is personal housing exists, and it really doesn't matter whether anyone thinks it should or shouldn't. The players aren't the core of the problems with housing. Saying personal housing is the reason there's a problem is all well and good, but removing it now would only serve to upset or at best disappoint everyone who has and enjoys a personal house. The ship has already sailed.
I'm of the opinion that there are a lot of things they could do to improve things for everyone. Some of them would maybe even mean they could reduce or remove the timer entirely. Whether they'll do them is another matter.