Quote Originally Posted by yajnaji View Post
Paypal is the ONLY way to protect consumers. Any time something goes wrong they ALWAYS back me up and refund me the money.
It's been like that for 10+ years so I won't trust anything else.
Funnily enough, from the problems I hear people have with PayPal I've avoided them all these years. My dad and brother ended up shutting down their accounts after having big problems with them. No service is flawless.

I'd probably not rely so heavily on PayPal because not everywhere, as you're finding, supports it, especially when they are alternative ways of paying safely online without requiring vendor integration.

Allow me to introduce you to Revolut (though one of its competitors like N26 I am sure are fine, Revolut just happens to be the one I use).
- I can transfer money into my Revolut account instantly from my bank account.
- I can create virtual credit cards that are single use if I want them to be. Meaning if a vendor's records are compromised and the bank details get out, they're completely useless.
- I doesn't have an overdraft like your bank might. If you're only using it and putting in specific amounts to make specific payments with, nobody can overcharge you, because if they do, the payment will be rejected as it won't let you go below £0.00/$0.00, if you use it in that way, then you shouldn't have this particular problem
- It has push notifications that show as soon as a transaction is requested (so before it's even processed) with how much money and where it's going to. Meaning you'll know immediately if your details are compromised and can block the card (and unblock it) within the app. It's really good for updating you on your account without spamming you with useless information.
- You can also order a physical card, it's a Mastercard so it can be used practically anywhere and even for cash withdrawals, so you don't just have to use it on the internet. Not only that but if you're worried you going somewhere your wallet might get stolen, you can leave your bank card in a safe place and only take your Revolut card with you and with only the money you need on it (and they are quick to send out replacement cards anywhere in the world)
- There is a free tier, so you only have to pay for the physical card if you want one (and they're only like £6 if I recall)


It just works as a nice buffer to my main bank account and has some extra levels of security, especially for shopping online or travelling. And doesn't require integration like PayPal does because it uses Mastercard. It's also how I pay for stuff on this game.

Even if you don't go for that kind of service, I think the point being, PayPal isn't the only solution and may not even be the best for it. The fact it's not supported by as many places is one of the drawbacks of PayPal versus a Mobile bank like Revolut, Mondo or N26. There's probably other methods of being safe with your money online that I am not aware of too.