Max level in XV is 120. Max level in FFTA is 50. With XIV, since it's an MMO they could go well above 100 if they wanted to. As of right now the +10lvl/+135ilvl cap per expac thing seems to be doing well enough. They'd been trying to bring in newer systems, like with the, what I personally find god AWFUL, elvl stuff/deleveling/special actions in Eureka which the community was really split on (Personally think they forced way too much into one side area).
Skill trees though have always had an optimum way of getting stuff that would help you the most or so (Or the best way to level them up if you could unlock everything). There's always going to be 'the best way to do it' no matter how a skill tree is brought in, and everyone will be forced into the same cookie cutter paths, and I personally think they should stay out of MMOs as they're either volatile or boring.