Your money is Square-Enix's business, because if something goes wrong--they're often to blame.

I assure you--if Square-Enix didn't get the fallout of people's irresponsible or illegal money management--they wouldn't care. But since they're cleaning up the mess a lot of the times--they're entitled to being proactive about it. It's a good example of when the public can't be responsbile for their behaviors that an authority figure has to step in and be more controlling. Welcome to the world!