I would imagine this is an issue with interactive objects. To block them from changing/removing wall coverings and paintings, you'd also end up blocking them from things like the summoning bell. Not knowing a thing about how SE has programmed housing, it's hard to say if they can add a new rank setting for interactive objects that display items.

If you don't trust certain members in the FC house, you always have the option to block them from Estate Hall Access in the rank settings. The other option is to bypass using expensive wall coverings on the blank partitions and expensive fish/trimmings in the aquariums. Paintings certainly aren't worth the worry since they only cost 1k gil.

I keep our FC house pretty simple because it is for the entire FC and I want it to look like something that belongs to a FC, not a private designer home. I have yet to have a member remove something through malicious intent, only by accident as they're exploring what things do. I don't sweat it, I just replace it. It's not something that happens often. If someone did want to change a painting, flowers, or fish/trimmings for some reason, I'm fine with it. It's their FC house, too, and those things are easy to replace later if needed.