Date & Time: 3/4/2019
Frequency: Once
World name: Courl
Character name: Akira Yukino
Party or solo: Party
In-game time: Don't remember
Area and coordinates: Eureka Pagos
Steps:
1. Have a challenge log where Fated to Wander is at 0/5 progress and Embrace Your Fate is also 0/10 progress.
2. Enter Eureka Pagos (it might apply to all Eureka zones), and complete an NM FATE with a gold rating.
3. Notice that the challenge log lists 1/5 progress for Fated to Wander, but still shows 0/10 for Embrace Your Fate.

Based on the challenge descriptions, it should be impossible to have completed a fate in one zone with the highest rating yet still haven't actually completed any unique FATEs. Basically, the bug appears to be that FATEs in Eureka Pagos (and possibly others) don't count for "Embrace Your Fate". That, or they mistakenly count for "Fated to Wander".