Security tokren questions:

[LineageRazor]

If you play on PC, definitely get a token. Stolen accounts always have been and always will be a hot item, and unsavory types are always finding new ways to slip through the cracks. As an example, I remember an incident during the days of FFXI where a browser pop-up add introduced a keylogger or something into players' PCs, and a number of FFXI players accounts were stolen as a result. The pop-up was common on sites FFXI players went to for game info - so, basically, players were losing their accounts simply by browsing the same websites they usually do.

While that little trick would likely be difficult to repeat nowadays, the search for security vulnerabilities continues, and no system can be said to be 100% safe. You don't want to be part of the 0.1% of players affected when someone manages to find a way in. Multi-factor authentication is a huge step-up in security.

If you don't play on PC, you're less of a target, but presumably you still have to log into the Mogstation from time to time, for instance to chance credit card info when your card is about to expire.

Having to enter a six-digit code every time you log in might seem like a pain, but it's really not that bad. The extra security is well worth it, and the free teleport is lovely, as well.

[Paladinleeds]

It honestly doesn't bother me... honestly, I'd love it if they added it so as well as the MFA code and password, you also had an option to input both a fingerprint and an iris scan of your eye on top of it. Every time you go to login. So put in my password, then my one time password, scan my fingerprint, then stand up and get my face scanned by my Kinect V2. 4 levels of authentication, I'd like that.

[Barraind]

It is the most secure way to do it though, even if it is a bit inconvenient.

Compromising security for convenience isn't exactly a good thing.

Mines been I use for 8 years now, since 1.0. Never had an issue, and my account hasn't ever been hacked.

I had one on my original ARR account.

It took about 3 weeks for it to be hacked, and I still haven't been able to recover that account. (Apparently there was an issue with some of the authenticators they used).

Similarly, Blizzard had the same issue with a set of their physical authenticators at one blizzcon. "Oops, everyone who used this got their account hacked, our bad...".

[ElHeggunte]

An extra two seconds can save you from a lifetime of regret. Even if in this case it's just a game account, you really shouldn't be playing fast and loose with security over something that barely registers as a mild inconvenience.

[Nihility]

It is every login but it does increase the security of your account substantially and the free teleport is done exactly the same as favored destinations so you can change it at will and use it all you want

and just out of curiosity where the heck do you keep your phone that it's such an inconvenience.
Sitting on the desk behind the keyboard seems to be the standard phone position for every person i know
and you can put the icon wherever you want, you talk like your phone screen is akin to a pile of random garbage you need to sift through to find things