Change to the ban system.

[EorzeaHero69]

I'm not sure about in game but on the forums yes. Even if you use a swear as part of your reason why something might be hard for SE to do.

It does happen in game as well, but I don't think as often as anyone might think, since some of them aren't always directly aimed towards someone as an insult, but mostly when something bad happens by mistake (i.e. when someone misclicks or accidentally does the loldragoon and dies).