The ONLY reason I can see the need for this, is if you are setting up an FC scavenger hunt of "Find this item!"...even then it's pushing it....definitely something that NEEDS to be fixed(I've never had that situation personally, but don't doubt it is a fairly stupid setting...).
Even if they changed it so you can be at the FC house front door to be able to demolish your room(where all your furnishing goes to apartment storage or the item reclaim NPC if you can't get into the room itself).