Hey there, thanks for the reply!

I didn't change/update anything -- I logged out the other night and went to log in the next morning and ran into this issue.

When I reinstalled, I simply dragged FFXIV from my applications folder into the trash. I looked for the locally saved folder that you referenced, but it doesn't exist in that path (I checked hidden files just in case, but it's still not there). Would it possibly be anywhere else? Doing a search for 'final fantasy xiv' only shows one folder, and that's empty in my photos folder.