In Game Voice Chat, Why doesn't this game have it and would you use if it did?

[Lanadra]

Guys.. this is a near three year necro.. nothing said back then is relevant now.

[Rosa_Frandlia]

I remember playing ESO. It was annoying when people had music playing in the background and broke the feeling of the game. I don't want to go into Limsa and hear rap, country, metal, rock, etc... instead of either the music I'm listening to or the ingame music.

Even if it is a necro, I've seen this in Novice Network as a question recently from new players.