I can say that any area in the game can take time to load if the are many players present/online. Peak times getting in to the likes of Rhalgr's or Kugane can take beyond average, and don't even ask about how long it takes teleporting in to an area with an S Rank mark! Loading times can be the same for PC or console users alike, neither has any real difference so it's likely a connection issue. Trying to log in to Balmung with 2k players in the queue or having a 20+ min wait time... now that's congestion.