This x 9001
Look at college loans. People get useless degrees and 6 digit sums of debt while completely lacking the foresight to see the obvious conclusion to their own stupid decisions.
Besides, the reason Mogstation even exists is to recoup the losses incurred from the stupid mistakes that S-E makes. A near decade of wasted money and time spent on XV and who thought hiring CyberConnect2 was a good idea? Actually, I think I just found out how YoshiP got his promotion LOL!