SO.... after several months, much trial and error, diving into my settings, full reinstall's etc etc. I believe I have FINALLY remedied the problem!
Delving into my "NVidia GeForce Experience" settings, I discovered the In Game overlay toggle. I've seen this pop up once in a while, but have never needed to use it and just dismiss it normally, thought nothing of it.
Turns out THIS is what was causing the issue. For some reason, since around 4.2/4.3ish I think the overlay began automatically enabling itself when playing FFXIV, which then interacted in a negative way with the video card resources.
I have disabled this now and the problem has completely gone away. No chopping, no Freezing, no animation lock ups.
I'm mindful that there is also a smattering of Radeon Card users on this thread, but the vast majority are NVidia and I believe this will greatly help a lot of users looking for answers on here.
Looking it up, Radeon cards DO have an overlay feature, though not sure how you would go about setting/testing this since I don't use that.
Give it a go folks, might just be the missing piece of info we were all looking for.


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