Please read about Physical Levels and Removing them.

[Zkieve]

Yes, I do not want my lower ranked characters to be as weak as if I had just started the game. That is one of my reasons for wanting to keep physical level.

Well, that would kinda collide with the " you are a character, not a job" ideology?
I mean, you already have a lot of skills from other classes, so you are overpowered anyways.Compared to someone who just started brand new.
Why not instead let you customize your character fully?Or at least to a degree when the impact at lv 50 to move stats around is important and not minimal.