Retainer Clarification

[Avatre]

Have you ever had a scenario where you couldn't pay your subscription? does it affect the items in your extra retainers? or Just unable to play until paid, like normal.

Edit: currently reviewing the retainer FAQ...

I had a month free time added(I had bought ARR for PC while primarily playing on PS4), I just couldn't access those retainers until the paid time started up again. Nothing on them changed though.