Have been getting the 401 error for more than a month. None of my cards are working. Contacted banks and they are all fine. Husband was able to purchase a dye and it went through. He then received the 401 error when trying to buy an outfit for me . (We have the same bank account) All my information is up to date. So is his. It came out of the blue . We have been using the same banks /cards and were on a renew subscription plan since ARR launched. Until my Square Enix account was closed due to non payment because my card was blocked without me knowing (Feb2018).We update cards when required. We bought crysta via PayPal and we are getting the same 401 error. This is very frustrating. We have been loyal customers for a long time. We will not be able to play after the deadline since we cannot pay with ANY currency. Everything since Feb has been gifted to me from my husband but now he’s blocked too. Please advise.