Housing questions: where does my stuff go?

[MsQi]

I have over 500k gil so I have been thinking of buying an apartment or an FC room, but I have questions that I have not been able to find answers to. I sometimes need to take lengthy breaks from mmos.

I hear that you can lose your house if you are inactive, but I have not found what happens to your stuff. Only that if you relocate it goes into a storage room at the new place.

Do you ever lose an apartment if you don't log in for a while or if you sub goes inactive? If so is your stuff lost?

Same for an FC room?

What if you are removed from your FC? I've known many guild leaders to kick inactive players, which I totally understand, especially when number of members is limited.

Thank you.