This isn't an Exploit as RDM can do it to.
And more jobs will with over gearing.
Just because DEV can't try or think of every posiable thing doesn't make it an exploit.
An exploit to me is something that isn't normally posiable in the game. Not something that is just not thought about by the dev team.
ie using the /ac command to do action you normally can't because Dev team didn't code them correctly.