Something to also consider with the dynamic wards idea is think about how it will function in a game that has 4 housing districts. What will happened if/when the developers add a 5th one? What if they introduce Ishgard housing in 5.0, and everyone that was flocking to Shirogane and spawning new wards picked up and left en masse for the latest and greatest new housing district? This is basing off of what happened when Shirogane released—a lot of people left the old housing districts for the newest thing. And you saw complaints everywhere with 4.2 about how all of Shirogane housing was sold out, and people were mad they didn’t get a plot in Shirogane because that’s the only place they want to live, etc.. I don’t doubt that it would be similar if Ishgard housing were added, especially since there is a big demand for that.

Dynamic wards could probably work if there was only a single housing district, but with 4 of them, people are going to cram into the current, most popular one, and if any are added in the future, they will just move there, and rinse and repeat.

The servers just can’t handle dynamic wards, I don’t think. They couldn’t even handle Early Access.