- I would leave the Wards, and make them private only
- Then add FC only areas, where the housing was more like buildings of different sizes and not houses. Just have Gardening be instanced like the workshop, make it a greenhouse. The outside would be more static things like plazas, trees, ponds. Less customizable items because there would be no yards.
- Have one large building with instanced FC housing, and access to an instanced greenhouse and workshop.
- I would have left the prices like they were in the beginning, it would cut down on demand significantly. SE obviously never intended on every player having a house when they thought this up.
- Then I would have instanced housing, apartments. One or two-floor loft-type apartments/condos. Just add a gardening bed somewhere in the apartment, or have a community one.
- Everyone would have access to housing, nothing would be inaccessible.

I guess the Sea of Clouds if they could put Wards on their own floating land masses.