At this point we've got to realize that housing will never be fair to everyone. The most recent changes will shut up homeless FCs and leave personal owners bitter. Maybe the next addition of wards will be personal only and we'll see FCs crying they can't upgrade and personal owners will shut up. For every small FC complaining medium and large homes shouldn't even be available to individuals, there will be individuals complaining a 4-person FC shouldn't even be able to purchase a home before them.

SE has done this to us, let's try to blame who's at fault here (the game) rather than others players just trying to get the housing they want.